We all know the feeling- you’ve blown your budget for the month and find yourself up a creek without a paddle (or, more likely, down a river of debt with no end in sight). Whether it’s due to overspending, an unexpected expense, or just bad luck, we’ve all found ourselves in need of some extra … Read more
As a server, I know that money can be tight. After all, we rely on the generosity of others to make a living. However, there are a few things that you can do to save money while working as a server. Take advantage of employee discounts whenever possible. Many restaurants offer discounts on food and … Read more
Being a single mom is hard enough without having to worry about money. Unfortunately, financial problems are all too common for single mothers. According to a recent study, over 60% of single mothers are living in poverty. However, there are some things that single moms can do to ease their financial burden. One of the … Read more
Let’s face it, most of us are pretty bad at handling money. We overspend on unnecessary things, we impulse buy without thinking about the long-term consequences, and we generally don’t have a very good handle on our finances. This is where budgeting comes in. A budget is essentially a plan for how you’re going to … Read more
If you’re like most people, the thought of going on vacation is enough to make your wallet cringe. But don’t worry – with a little planning, you can save for a trip without breaking the bank. One of the easiest ways to save money is to set up a dedicated vacation fund. Start by setting … Read more
Assuming you’re not planning on calling social services and giving your bundle of joy up for adoption, you’re going to have to budget for a baby. How much will it cost to raise a child until he or she is an adult and moves out of the house? A lot, if you want to do … Read more
When it comes to budgeting for food, there’s no one-size-fits-all answer. The amount you need to set aside depends on a number of factors, including your age, lifestyle, and food preferences. However, there are a few general guidelines you can follow to ensure you’re not spending too much on groceries. First, take a look at … Read more
Saving money can be a daunting task, especially if you don’t have a clear goal in mind. A great way to get started is to set a savings goal. This will give you something to work towards and help you stay on track. When setting a savings goal, it’s important to be realistic. If you … Read more
Living on a limited income can be tough. It can feel like you’re constantly scraping by, never quite able to make ends meet. But there are some things you can do to ease the financial squeeze. One of the best ways to save money is to cut back on unnecessary expenses. If you’re used to … Read more
There are a lot of factors to consider when budgeting, and it can be tough to figure out where to start. However, with a little planning, anyone can create a budget that work for them. First, take a close look at your income and expenses. Make sure to track both regular and irregular payments, such … Read more